Natural hazards · Belle Prairie

Belle Prairie, NE natural hazards

Most of the natural-hazard damage FEMA expects in Belle Prairie comes from hail, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belle Prairie?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belle Prairie to be higher than in 76% of U.S. communities, mostly from hail and drought.

Hail35%Drought21%Inland flooding16%Strong wind13%Tornadoes12%Everything else5%

By hazard

What Belle Prairie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

35% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 8 times a year in the area

Drought

21% of expected damage

Recorded about 28 times a year in the area

Inland flooding

16% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once every 2 years in the area

Strong wind

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belle Prairie flood?

FEMA's records show no paid flood insurance claims in Belle Prairie.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Belle Prairie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fillmore County.

Disasters that hit Belle Prairie

Federal disasters declared here

None of the disasters declared for Fillmore County shows FEMA aid or repair money reaching Belle Prairie itself in FEMA’s records.

Brought FEMA money into Belle PrairieDeclared for Fillmore County only

Fillmore County has had 22 natural disasters declared since 1953, most often severe storms and floods.

Around Belle Prairie

Belle Prairie and the towns around it

Very lowLowModerateHighVery high

Belle Prairiemostly hailHigh

Franklinmostly hailHigh

Chelseamostly hailHigh

Hamiltonmostly hailHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belle Prairie is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Belle Prairie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Belle Prairie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.