Natural hazards · Beemer

Beemer, NE natural hazards

Most of the natural-hazard damage FEMA expects in Beemer comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 2019. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beemer?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beemer to be higher than in 79% of U.S. communities, mostly from inland flooding and hail.

Inland flooding30%Hail26%Drought13%Tornadoes13%Strong wind7%Cold waves6%Everything else5%

By hazard

What Beemer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Hail

26% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Drought

13% of expected damage

Recorded about 40 times a year in the area

Tornadoes

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 6 years in the area

Strong wind

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beemer flood?

Every paid claim on a federal flood insurance policy in Beemer, from FEMA’s records.

4paid claims since 2019

$37Kpaid to owners

0homes flooded more than once

20192026

Biggest named events

March 2019 Midwest Flooding: 4 claims, $37K

of all homes
are insured

No community discount. Beemer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cuming County.

Disasters that hit Beemer

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beemer itself: aid to households, or repair grants to the Village of Beemer.

Brought FEMA money into BeemerDeclared for Cuming County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

21 households applied for aid $46K aid approved $44K to the Village of Beemer for repairs

2003

Severe Storms and Tornadoes

$23K to the Village of Beemer for repairs

Cuming County has had 22 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beemer is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Beemer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Beemer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.