Natural hazards · Aurora

Aurora, NE natural hazards

Most of the natural-hazard damage FEMA expects in Aurora comes from strong winds, and overall the risk is high for a U.S. community. Flood insurance has paid 10 claims here since 1980. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Aurora?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Aurora to be higher than in 72% of U.S. communities, mostly from strong winds and hail.

Strong wind22%Hail22%Tornadoes21%Inland flooding21%Everything else14%

By hazard

What Aurora faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Strong wind

22% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Hail

22% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

21% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 41 years in the area

Inland flooding

21% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once every 2 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Aurora flood?

Every paid claim on a federal flood insurance policy in Aurora, from FEMA’s records.

10paid claims since 1980

$76Kpaid to owners

1homes flooded more than once

19802026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Aurora isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hamilton County.

Disasters that hit Aurora

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Aurora itself: aid to households, or repair grants to the City of Aurora.

Brought FEMA money into AuroraDeclared for Hamilton County only

2021

Severe Storms and Straight-Line Winds

$46K to the City of Aurora for repairs

2009

Severe Winter Storms and Snowstorm

$978 to the City of Aurora for repairs

2008

Severe Storms, Tornadoes, and Flooding

21 households applied for aid $9K aid approved $55K to the City of Aurora for repairs

2006

Severe Winter Storms

$39K to the City of Aurora for repairs

2005

Severe Storms and Flooding

$886 to the City of Aurora for repairs

Hamilton County has had 21 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Aurora covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Aurora’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Aurora. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Aurora total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.