Natural hazards · Arcadia

Arcadia, NE natural hazards

Most of the natural-hazard damage FEMA expects in Arcadia comes from hail, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Arcadia?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Arcadia to be higher than in 82% of U.S. communities, mostly from hail and drought.

Hail39%Drought22%Strong wind17%Inland flooding15%Everything else8%

By hazard

What Arcadia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

39% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Drought

22% of expected damage

Recorded about 32 times a year in the area

Strong wind

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

15% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 4 years in the area

Lower here

TornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Arcadia flood?

FEMA's records show no paid flood insurance claims in Arcadia.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Arcadia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Valley County.

Disasters that hit Arcadia

Federal disasters declared here

None of the disasters declared for Valley County shows FEMA aid or repair money reaching Arcadia itself in FEMA’s records.

Brought FEMA money into ArcadiaDeclared for Valley County only

Valley County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Arcadia

Arcadia and the towns around it

Very lowLowModerateHighVery high

Arcadiamostly hailVery high

Spring Creekmostly inland floodingModerate

Myrtlemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Arcadia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Arcadia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Arcadia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.