Natural hazards · Albion

Albion, NE natural hazards

Most of the natural-hazard damage FEMA expects in Albion comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Albion?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Albion to be higher than in 70% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding34%Cold waves22%Tornadoes21%Hail9%Strong wind6%Everything else9%

By hazard

What Albion faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once a year in the area

Cold waves

22% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

21% of expected damage

Well above average · among the top 1% of U.S. places

Hail

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Albion flood?

FEMA's records show no paid flood insurance claims in Albion.

of all homes
are insured

No community discount. Albion isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Boone County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Albion

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Albion itself: aid to households, or repair grants to the City of Albion.

Brought FEMA money into AlbionDeclared for Boone County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

5 households applied for aid $2K aid approved

2006

Severe Winter Storms

$6K to the City of Albion for repairs

Boone County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Albion is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Albion’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Albion. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.