Natural hazards · Wolford

Wolford, ND natural hazards

Most of the natural-hazard damage FEMA expects in Wolford comes from cold waves, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wolford?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wolford to be higher than in 11% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves52%Inland flooding18%Tornadoes6%Strong wind6%Winter weather5%Everything else13%

By hazard

What Wolford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

52% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 22 times a year in the area

Inland flooding

18% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once every 7 years in the area

Tornadoes

6% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 7 years in the area

Strong wind

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Winter weather

5% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 21 times a year in the area

Lower here

HailIce stormsHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wolford flood?

FEMA's records show no paid flood insurance claims in Wolford.

of all homes
are insured

No community discount. Wolford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pierce County.

Disasters that hit Wolford

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wolford itself: aid to households, or repair grants to the City of Wolford.

Brought FEMA money into WolfordDeclared for Pierce County only

2011

Flooding

$4K to the City of Wolford for repairs

2009

Severe Storms and Flooding

1 household applied for aid $910 aid approved

2001

Severe Storms, Flooding, & Ground Saturation

$2K to the City of Wolford for repairs

1999

Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, and Tor

$3K to the City of Wolford for repairs

Pierce County has had 21 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wolford is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wolford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wolford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.