Natural hazards · Willowbank

Willowbank, ND natural hazards

Most of the natural-hazard damage FEMA expects in Willowbank comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Willowbank?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Willowbank to be higher than in 30% of U.S. communities, mostly from cold waves.

Cold waves49%Strong wind15%Inland flooding12%Hail12%Everything else12%

By hazard

What Willowbank faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

49% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 17 times a year in the area

Strong wind

15% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

12% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about once every 3 years in the area

Hail

12% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Willowbank flood?

FEMA's records show no paid flood insurance claims in Willowbank.

of all homes
are insured

No community discount. Willowbank isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: LaMoure County.

Disasters that hit Willowbank

Federal disasters declared here

None of the disasters declared for LaMoure County shows FEMA aid or repair money reaching Willowbank itself in FEMA’s records.

Brought FEMA money into WillowbankDeclared for LaMoure County only

LaMoure County has had 29 natural disasters declared since 1953, most often floods and severe storms.

Around Willowbank

Willowbank and the towns around it

Very lowLowModerateHighVery high

Valleymostly cold wavesLow

Potsdammostly cold wavesLow

Willowbankmostly cold wavesLow

Golden Glenmostly cold wavesLow

Wanomostly cold wavesLow

Badgermostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Willowbank is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Willowbank’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Willowbank. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.