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Natural hazards · Warwick

Warwick, ND natural hazards

Most of the natural-hazard damage FEMA expects in Warwick comes from cold waves, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Warwick?

65
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warwick to be higher than in 65% of U.S. communities, mostly from cold waves.

Cold waves46%Inland flooding13%Strong wind12%Wildfire8%Ice storms6%Hail5%Everything else10%
By hazard

What Warwick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

46% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 23 times a year in the area

Inland flooding

13% of expected damage
Well below average · higher than 16% of U.S. places
Recorded about 2 times a year in the area

Strong wind

12% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Wildfire

8% of expected damage
Well above average · higher than 97% of U.S. places

Ice storms

6% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Hail

5% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 3 times a year in the area

Lower here

TornadoesHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Warwick flood?

FEMA's records show no paid flood insurance claims in Warwick.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Warwick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Benson County.
Disasters that hit Warwick

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Warwick itself: aid to households, or repair grants to the City of Warwick.

Brought FEMA money into WarwickDeclared for Benson County only
2011

Flooding

2 households applied for aid
2009

Severe Storms and Flooding

6 households applied for aid $890 aid approved $2K to the City of Warwick for repairs
2005

Severe Storms, Flooding, and Ground Saturation

$3K to the City of Warwick for repairs
2004

Severe Storms, Flooding, and Ground Saturation

$4K to the City of Warwick for repairs
2001

Severe Storms, Flooding, & Ground Saturation

$6K to the City of Warwick for repairs
2000

Severe Storms, Flooding and Ground Saturation

$7K to the City of Warwick for repairs
Benson County has had 26 natural disasters declared since 1953, most often floods and severe storms.
Around Warwick

Warwick and the towns around it

Warwick: High, mostly cold wavesOdessa: Low, mostly cold wavesWood Lake: High, mostly cold wavesLohnes: High, mostly cold wavesMinco: High, mostly cold wavesEddy: Low, mostly cold wavesWarwick: High, mostly cold waves WarwickWarwick
Very lowLowModerateHighVery high
Warwickmostly cold wavesHigh
Warwickmostly cold wavesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warwick is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Warwick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Warwick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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