Natural hazards · Walhalla

Walhalla, ND natural hazards

Most of the natural-hazard damage FEMA expects in Walhalla comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1997. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Walhalla?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Walhalla to be higher than in 52% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding43%Cold waves33%Everything else24%

By hazard

What Walhalla faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 2 times a year in the area

Cold waves

33% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 23 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Walhalla flood?

Every paid claim on a federal flood insurance policy in Walhalla, from FEMA’s records.

2paid claims since 1997

$2Kpaid to owners

0homes flooded more than once

19972026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Walhalla isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pembina County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

Disasters that hit Walhalla

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Walhalla itself: aid to households, or repair grants to the City of Walhalla.

Brought FEMA money into WalhallaDeclared for Pembina County only

2013

Flooding

$5K to the City of Walhalla for repairs

2009

Severe Storms and Flooding

9 households applied for aid $12K aid approved

2006

Severe Storms, Flooding, and Ground Saturation

$2K to the City of Walhalla for repairs

2005

Severe Storms, Flooding, and Ground Saturation

$10K to the City of Walhalla for repairs

Pembina County has had 32 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Walhalla is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Walhalla’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Walhalla. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.