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Housing in Turtle Lake

A typical Turtle Lake home is worth roughly $120,000

No new homes were permitted in 2025.

Typical home value
$120K
ND $292K
Estimate
2-bedroom rent
$880
a month, utilities in · HUD
Median tax bill
$1,022
ND $2,468

What kind of housing town is Turtle Lake?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 1.8 years of income

Less than across North Dakota (3.8 years). Try your own numbers below.

You could afford about
$267,000
Typical Turtle Lake home $120K

That covers a typical Turtle Lake home, with $146K to spare.

The typical home, each month
$710
Loan $590Tax $90Insurance $40

A two-bedroom rents for about $880 a month here, $170 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Turtle Lake’s typical property tax (0.85% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $880

Renters already here pay a median of $779, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$770
1 bedroom$800
2 bedrooms$880
3 bedrooms$1,220
4 bedrooms$1,480
19%
of households rent · ND 37%
36
renter households
$779
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (McLean County, ND): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2025

No permits for new homes were issued in Turtle Lake in 2025. The last year with any was 2021 (1 new home).

Single-family
012 200020052010201520202025
0
new homes permitted in 2025
0
2026 so far (Jan–Aug)
4
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−39
New homes+2

Between the 2010 and 2020 censuses, Turtle Lake's population fell by 39 even though 2 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across North Dakota: 1.7 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024000—
2023000—
2022000—
2021110$285,000
2020110$285,000
2019000—
2018000—
2017000—
2016220$450,000
2015000—
2014000—
2013000—
2012000—
2011000—
2010000—
2009000—
2008000—
2007000—
2006000—
2005000—
2004000—
2003000—
2002000—
2001000—
2000000—

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

The homes

81% of Turtle Lake households own their home

Half of Turtle Lake’s homes were built before 1971.

Owners and renters
Own 81%Rent 19%

North Dakota: 63% own.

1971
typical home built · ND 1982
$1,022
median property tax bill · ND $2,468
0.85%
of a home’s value, a year in tax · ND 0.99%
12%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Neighbors talk housing

What Turtle Lake buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Turtle Lake still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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