Natural hazards · Tiffany

Tiffany, ND natural hazards

Most of the natural-hazard damage FEMA expects in Tiffany comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 1995.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tiffany?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tiffany to be higher than in 38% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves40%Inland flooding16%Ice storms11%Hail10%Tornadoes7%Strong wind6%Everything else11%

By hazard

What Tiffany faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

40% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 22 times a year in the area

Inland flooding

16% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about once a year in the area

Ice storms

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Hail

10% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 3 years in the area

Strong wind

6% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Lower here

Winter weatherHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tiffany flood?

Every paid claim on a federal flood insurance policy in Tiffany, from FEMA’s records.

8paid claims since 1995

$73Kpaid to owners

0homes flooded more than once

19952026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tiffany isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Eddy County.

Disasters that hit Tiffany

Federal disasters declared here

None of the disasters declared for Eddy County shows FEMA aid or repair money reaching Tiffany itself in FEMA’s records.

Brought FEMA money into TiffanyDeclared for Eddy County only

Eddy County has had 21 natural disasters declared since 1953, most often floods and severe storms.

Around Tiffany

Tiffany and the towns around it

Very lowLowModerateHighVery high

Tiffanymostly cold wavesLow

Hillsdalemostly cold wavesLow

Sheldonmostly cold wavesLow

Lake Washingtonmostly cold wavesLow

Columbiamostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tiffany covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Tiffany’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Tiffany. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tiffany total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.