Natural hazards · Taylor

Taylor, ND natural hazards

Most of the natural-hazard damage FEMA expects in Taylor comes from cold waves, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Taylor?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Taylor to be higher than in 30% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves31%Inland flooding27%Hail14%Tornadoes8%Winter weather6%Strong wind6%Everything else8%

By hazard

What Taylor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

31% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 13 times a year in the area

Inland flooding

27% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about once every 4 years in the area

Hail

14% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 8 years in the area

Winter weather

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 18 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Lower here

Ice stormsHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Taylor flood?

FEMA's records show no paid flood insurance claims in Taylor.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Taylor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stark County.

Disasters that hit Taylor

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Taylor itself: aid to households, or repair grants to the City of Taylor.

Brought FEMA money into TaylorDeclared for Stark County only

2009

Severe Storms and Flooding

4 households applied for aid $3K aid approved

Stark County has had 14 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Taylor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Taylor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Taylor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.