Natural hazards · Rush River

Rush River, ND natural hazards

Most of the natural-hazard damage FEMA expects in Rush River comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rush River?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rush River to be higher than in 50% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding27%Strong wind27%Hail16%Cold waves16%Tornadoes9%Everything else6%

By hazard

What Rush River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 2 times a year in the area

Strong wind

27% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 3 times a year in the area

Hail

16% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Cold waves

16% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 19 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 5 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rush River flood?

FEMA's records show no paid flood insurance claims in Rush River.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rush River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cass County.

Disasters that hit Rush River

Federal disasters declared here

None of the disasters declared for Cass County shows FEMA aid or repair money reaching Rush River itself in FEMA’s records.

Brought FEMA money into Rush RiverDeclared for Cass County only

Cass County has had 30 natural disasters declared since 1953, most often floods and severe storms.

Around Rush River

Rush River and the towns around it

Very lowLowModerateHighVery high

Rush Rivermostly inland floodingModerate

Ameniamostly inland floodingModerate

Harmonymostly inland floodingModerate

Casseltonmostly inland floodingModerate

Gunkelmostly strong windsModerate

Berlinmostly strong windsModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rush River is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rush River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Rush River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.