Natural hazards · Rush Lake

Rush Lake, ND natural hazards

Most of the natural-hazard damage FEMA expects in Rush Lake comes from cold waves, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rush Lake?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rush Lake to be higher than in 11% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves52%Inland flooding18%Tornadoes6%Strong wind6%Winter weather5%Everything else13%

By hazard

What Rush Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

52% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 22 times a year in the area

Inland flooding

18% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once every 7 years in the area

Tornadoes

6% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 7 years in the area

Strong wind

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Winter weather

5% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 21 times a year in the area

Lower here

HailIce stormsHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rush Lake flood?

FEMA's records show no paid flood insurance claims in Rush Lake.

of all homes
are insured

No community discount. Rush Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pierce County.

Disasters that hit Rush Lake

Federal disasters declared here

None of the disasters declared for Pierce County shows FEMA aid or repair money reaching Rush Lake itself in FEMA’s records.

Brought FEMA money into Rush LakeDeclared for Pierce County only

Pierce County has had 21 natural disasters declared since 1953, most often floods and severe storms.

Around Rush Lake

Rush Lake and the towns around it

Very lowLowModerateHighVery high

Knoxmostly cold wavesLow

Rush Lakemostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rush Lake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rush Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Rush Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.