Natural hazards · Prairie Rose

Prairie Rose, ND natural hazards

Most of the natural-hazard damage FEMA expects in Prairie Rose comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1997. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Prairie Rose?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Prairie Rose to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding51%Tornadoes14%Cold waves11%Strong wind7%Hail5%Everything else11%

By hazard

What Prairie Rose faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 97% of U.S. places

Cold waves

11% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 19 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 3 times a year in the area

Hail

5% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Prairie Rose flood?

Every paid claim on a federal flood insurance policy in Prairie Rose, from FEMA’s records.

2paid claims since 1997

$2Kpaid to owners

0homes flooded more than once

19972026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Prairie Rose isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cass County.

Disasters that hit Prairie Rose

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Prairie Rose itself: aid to households, or repair grants to the City of Prairie Rose.

Brought FEMA money into Prairie RoseDeclared for Cass County only

2009

Severe Storms and Flooding

1 household applied for aid

Cass County has had 30 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Prairie Rose is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Prairie Rose’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Prairie Rose. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.