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Housing in Pembina

A typical Pembina home is worth roughly $136,000

No new homes were permitted in 2025.

Typical home value
$136K
ND $292K
Estimate
2-bedroom rent
$870
a month, utilities in · HUD
Median tax bill
$1,783
ND $2,468

What kind of housing town is Pembina?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 1.3 years of income

Less than across North Dakota (3.8 years). Try your own numbers below.

You could afford about
$376,000
Typical Pembina home $136K

That covers a typical Pembina home, with $240K to spare.

The typical home, each month
$860
Loan $670Tax $150Insurance $40

A two-bedroom rents for about $870 a month here, $10 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Pembina’s typical property tax (1.31% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $870

Renters already here pay a median of $718, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$760
1 bedroom$790
2 bedrooms$870
3 bedrooms$1,210
4 bedrooms$1,470
23%
of households rent · ND 37%
53
renter households
$718
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Pembina County, ND): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2025

No permits for new homes were issued in Pembina in 2025. The last year with any was 2023 (1 new home).

Single-family
01 200020052010201520202025
0
new homes permitted in 2025
0
2026 so far (Jan–Aug)
2
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−80
New homes+1

Between the 2010 and 2020 censuses, Pembina's population fell by 80 even though 1 new home was permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across North Dakota: 1.7 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024000—
2023110$250,000
2022000—
2021000—
2020000—
2019000—
2018000—
2017110$151,000
2016000—
2015000—
2014000—
2013000—
2012000—
2011000—
2010000—
2009000—
2008000—
2007000—
2006000—
2005110$95,000
2004110$95,000
2003110$127,000
2002000—
2001000—
2000000$20,000

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

The homes

1 of Pembina’s houses are on the National Register

Half of Pembina’s homes were built before 1969.

History →
Owners and renters
Own 77%Rent 23%

North Dakota: 63% own.

1969
typical home built · ND 1982
$1,783
median property tax bill · ND $2,468
1.31%
of a home’s value, a year in tax · ND 0.99%
Historic houses in Pembina

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error. Historic houses: National Register of Historic Places.

Neighbors talk housing

What Pembina buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Pembina still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Historic houses: National Register of Historic Places. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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