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Natural hazards · Park River

Park River, ND natural hazards

Most of the natural-hazard damage FEMA expects in Park River comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2013. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Park River?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Park River to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding51%Tornadoes12%Cold waves9%Winter weather7%Ice storms7%Hail7%Everything else8%
By hazard

What Park River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage
Below average · higher than 29% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

12% of expected damage
Well above average · higher than 81% of U.S. places

Cold waves

9% of expected damage
Well above average · higher than 76% of U.S. places
Recorded about 22 times a year in the area

Winter weather

7% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 23 times a year in the area

Ice storms

7% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 3 years in the area

Hail

7% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 3 times a year in the area

Lower here

Heat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Park River flood?

Every paid claim on a federal flood insurance policy in Park River, from FEMA’s records.

1paid claims since 2013
$19Kpaid to owners
0homes flooded more than once
20132026

Biggest named events

  • Late spring storms: 1 claim, $19K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Park River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Walsh County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Park River

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Park River itself: aid to households, or repair grants to the City of Park River.

Brought FEMA money into Park RiverDeclared for Walsh County only
2022

Severe Winter Storm and Flooding

$18K to the City of Park River for repairs
2013

Flooding

$17K to the City of Park River for repairs
2009

Severe Storms and Flooding

19 households applied for aid $26K aid approved $43K to the City of Park River for repairs
2004

Severe Storms, Flooding, and Ground Saturation

$8K to the City of Park River for repairs
2001

Severe Storms, Flooding, & Ground Saturation

$5K to the City of Park River for repairs
Walsh County has had 34 natural disasters declared since 1953, most often floods and severe storms.
Around Park River

Park River and the towns around it

Kensington: Low, mostly inland floodingRushford: Low, mostly inland floodingGolden: Low, mostly inland floodingDundee: Low, mostly inland floodingFertile: Low, mostly inland floodingLampton: Low, mostly cold wavesVernon: Low, mostly inland floodingPrairie Centre: Low, mostly inland floodingEden: Low, mostly inland floodingPark River: Low, mostly inland flooding Park RiverKensingtonRushford
Very lowLowModerateHighVery high
Park Rivermostly inland floodingLow
Kensingtonmostly inland floodingLow
Rushfordmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Park River covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Park River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Park River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Park River total about $630K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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