Natural hazards · Ovid

Ovid, ND natural hazards

Most of the natural-hazard damage FEMA expects in Ovid comes from cold waves, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ovid?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ovid to be higher than in 62% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves42%Inland flooding22%Strong wind13%Hail11%Everything else12%

By hazard

What Ovid faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

42% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 17 times a year in the area

Inland flooding

22% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 3 years in the area

Strong wind

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Hail

11% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ovid flood?

FEMA's records show no paid flood insurance claims in Ovid.

of all homes
are insured

No community discount. Ovid isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: LaMoure County.

Disasters that hit Ovid

Federal disasters declared here

None of the disasters declared for LaMoure County shows FEMA aid or repair money reaching Ovid itself in FEMA’s records.

Brought FEMA money into OvidDeclared for LaMoure County only

LaMoure County has had 29 natural disasters declared since 1953, most often floods and severe storms.

Around Ovid

Ovid and the towns around it

Very lowLowModerateHighVery high

Isleymostly cold wavesHigh

Ovidmostly cold wavesHigh

Veronamostly cold wavesHigh

Ryanmostly cold wavesHigh

Greenvillemostly cold wavesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ovid is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ovid’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ovid. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.