Natural hazards · Osborn

Osborn, ND natural hazards

Most of the natural-hazard damage FEMA expects in Osborn comes from cold waves, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Osborn?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Osborn to be higher than in 16% of U.S. communities, mostly from cold waves.

Cold waves49%Inland flooding15%Hail9%Tornadoes9%Winter weather6%Wildfire5%Everything else8%

By hazard

What Osborn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

49% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 21 times a year in the area

Inland flooding

15% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about once every 2 years in the area

Hail

9% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 20 years in the area

Winter weather

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 18 times a year in the area

Wildfire

5% of expected damage

Well above average · higher than 94% of U.S. places

Lower here

Ice stormsHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Osborn flood?

FEMA's records show no paid flood insurance claims in Osborn.

Disasters that hit Osborn

Federal disasters declared here

None of the disasters declared for Mountrail County shows FEMA aid or repair money reaching Osborn itself in FEMA’s records.

Brought FEMA money into OsbornDeclared for Mountrail County only

Mountrail County has had 25 natural disasters declared since 1953, most often floods and severe storms.

Around Osborn

Osborn and the towns around it

Very lowLowModerateHighVery high

Osbornmostly cold wavesVery low

New Townmostly cold wavesVery low

Van Hookmostly cold wavesVery low

Knife Rivermostly cold wavesVery low

Crane Creekmostly cold wavesVery low

Howiemostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Osborn is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Osborn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Osborn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.