Natural hazards · Neche

Neche, ND natural hazards

Most of the natural-hazard damage FEMA expects in Neche comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Neche?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Neche to be higher than in 37% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding41%Cold waves36%Everything else24%

By hazard

What Neche faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Cold waves

36% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 23 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Neche flood?

FEMA's records show no paid flood insurance claims in Neche.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Neche isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pembina County.

Disasters that hit Neche

Federal disasters declared here

None of the disasters declared for Pembina County shows FEMA aid or repair money reaching Neche itself in FEMA’s records.

Brought FEMA money into NecheDeclared for Pembina County only

Pembina County has had 32 natural disasters declared since 1953, most often floods and severe storms.

Around Neche

Neche and the towns around it

Very lowLowModerateHighVery high

Felsonmostly inland floodingModerate

Nechemostly inland floodingLow

Pembinamostly inland floodingLow

Nechemostly inland floodingLow

Bathgatemostly inland floodingLow

Carlislemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Neche is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Neche’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Neche. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.