Natural hazards · Mott

Mott, ND natural hazards

Most of the natural-hazard damage FEMA expects in Mott comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 79 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mott?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mott to be higher than in 12% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding26%Cold waves25%Hail19%Tornadoes8%Ice storms6%Winter weather6%Everything else9%

By hazard

What Mott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

26% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about once every 3 years in the area

Cold waves

25% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 12 times a year in the area

Hail

19% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 8 years in the area

Ice storms

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Winter weather

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 18 times a year in the area

Lower here

Heat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mott flood?

Every paid claim on a federal flood insurance policy in Mott, from FEMA’s records.

79paid claims since 1978

$258Kpaid to owners

1homes flooded more than once

19782026

Biggest named events

Winter storm: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hettinger County.

What’s been done with FEMA grants

32flood-prone properties bought out and cleared

1flood-prone homes bought out and moved

Disasters that hit Mott

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mott itself: aid to households, or repair grants to the City of Mott.

Brought FEMA money into MottDeclared for Hettinger County only

2009

Severe Storms and Flooding

45 households applied for aid $43K aid approved

Hettinger County has had 17 natural disasters declared since 1953, most often floods and severe storms.

Around Mott

Mott and the towns around it

Very lowLowModerateHighVery high

Mottmostly inland floodingVery low

Castle Rockmostly inland floodingVery low

Mottmostly inland floodingVery low

Beerymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mott is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mott’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.