Natural hazards · Moran

Moran, ND natural hazards

Most of the natural-hazard damage FEMA expects in Moran comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 6 claims here since 1997.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moran?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moran to be higher than in 16% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves46%Inland flooding21%Hail11%Tornadoes10%Strong wind6%Everything else7%

By hazard

What Moran faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

46% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 17 times a year in the area

Inland flooding

21% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about 2 times a year in the area

Hail

11% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Strong wind

6% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moran flood?

Every paid claim on a federal flood insurance policy in Moran, from FEMA’s records.

6paid claims since 1997

$50Kpaid to owners

0homes flooded more than once

19972026

Biggest named events

Winter storm: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Moran isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Richland County.

Disasters that hit Moran

Federal disasters declared here

None of the disasters declared for Richland County shows FEMA aid or repair money reaching Moran itself in FEMA’s records.

Brought FEMA money into MoranDeclared for Richland County only

Richland County has had 32 natural disasters declared since 1953, most often floods and severe storms.

Around Moran

Moran and the towns around it

Very lowLowModerateHighVery high

Moranmostly cold wavesVery low

Lidgerwoodmostly cold wavesVery low

Grantmostly cold wavesVery low

Brightwoodmostly cold wavesVery low

Duerrmostly cold wavesVery low

Liberty Grovemostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moran covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Moran’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Moran. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Moran total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.