Natural hazards · Midway

Midway, ND natural hazards

Most of the natural-hazard damage FEMA expects in Midway comes from cold waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 29 claims here since 1993.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Midway?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Midway to be higher than in 45% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves37%Inland flooding27%Hail9%Tornadoes8%Winter weather7%Strong wind6%Everything else7%

By hazard

What Midway faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

37% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 19 times a year in the area

Inland flooding

27% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Hail

9% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 88% of U.S. places

Winter weather

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 23 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

Ice stormsHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Midway flood?

Every paid claim on a federal flood insurance policy in Midway, from FEMA’s records.

29paid claims since 1993

$186Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Late spring storms: 2 claims, $5K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Midway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stutsman County.

Disasters that hit Midway

Federal disasters declared here

None of the disasters declared for Stutsman County shows FEMA aid or repair money reaching Midway itself in FEMA’s records.

Brought FEMA money into MidwayDeclared for Stutsman County only

Stutsman County has had 28 natural disasters declared since 1953, most often floods and severe storms.

Around Midway

Midway and the towns around it

Very lowLowModerateHighVery high

Jamestownmostly cold wavesModerate

Midwaymostly cold wavesModerate

Eldridgemostly cold wavesLow

Buchananmostly cold wavesLow

Friedmostly cold wavesLow

Bloommostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Midway covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Midway’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Midway. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Midway total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.