Natural hazards · Lone Tree

Lone Tree, ND natural hazards

Most of the natural-hazard damage FEMA expects in Lone Tree comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lone Tree?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lone Tree to be higher than in 27% of U.S. communities, mostly from cold waves.

Cold waves76%Inland flooding9%Everything else14%

By hazard

What Lone Tree faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

76% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 12 times a year in the area

Inland flooding

9% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once every 7 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lone Tree flood?

FEMA's records show no paid flood insurance claims in Lone Tree.

Disasters that hit Lone Tree

Federal disasters declared here

None of the disasters declared for Golden Valley County shows FEMA aid or repair money reaching Lone Tree itself in FEMA’s records.

Brought FEMA money into Lone TreeDeclared for Golden Valley County only

Golden Valley County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Lone Tree

Lone Tree and the towns around it

Very lowLowModerateHighVery high

Lone Treemostly cold wavesLow

Beachmostly cold wavesLow

Bullionmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lone Tree is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lone Tree’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lone Tree. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.