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Natural hazards · Larimore

Larimore, ND natural hazards

Most of the natural-hazard damage FEMA expects in Larimore comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Larimore?

38
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Larimore to be higher than in 38% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding39%Cold waves28%Hail13%Tornadoes7%Everything else14%
By hazard

What Larimore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 2 times a year in the area

Cold waves

28% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 22 times a year in the area

Hail

13% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

7% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once every 4 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Larimore flood?

FEMA's records show no paid flood insurance claims in Larimore.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Larimore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grand Forks County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Larimore

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Larimore itself: aid to households, or repair grants to the City of Larimore.

Brought FEMA money into LarimoreDeclared for Grand Forks County only
2020

Flooding

$370K to the City of Larimore for repairs
2019

Flooding

$47K to the City of Larimore for repairs
2009

Severe Storms and Flooding

3 households applied for aid $380 aid approved
2007

Severe Storms and Tornadoes

1 household applied for aid
2000

Severe Storms, Flooding and Ground Saturation

$1K to the City of Larimore for repairs
Grand Forks County has had 32 natural disasters declared since 1953, most often floods and severe storms.
Around Larimore

Larimore and the towns around it

Larimore: Low, mostly inland floodingArvilla: Low, mostly inland floodingMoraine: Low, mostly inland floodingGrace: Low, mostly cold wavesElm Grove: Low, mostly inland floodingHegton: Low, mostly inland floodingChester: Low, mostly inland floodingAvon: Low, mostly cold wavesLarimore: Low, mostly inland flooding LarimoreLarimoreArvilla
Very lowLowModerateHighVery high
Larimoremostly inland floodingLow
Larimoremostly inland floodingLow
Arvillamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Larimore is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Larimore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Larimore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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