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Housing in Kulm

A typical Kulm home is worth roughly $70,000

Builders were permitted 1 new home in 2025.

Typical home value
$70K
ND $292K
Estimate
2-bedroom rent
$1,060
a month, utilities in · HUD
Median tax bill
$1,322
ND $2,468

What kind of housing town is Kulm?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Kulm

Try your own numbers below.

You could afford about
$296,000
Typical Kulm home $70K

That covers a typical Kulm home, with $226K to spare.

The typical home, each month
$420
Loan $350Tax $60Insurance $20

A two-bedroom rents for about $1,060 a month here, $640 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the North Dakota typical property tax (0.99% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,060

Renters already here pay a median of $836, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$860
1 bedroom$860
2 bedrooms$1,060
3 bedrooms$1,480
4 bedrooms$1,780
16%
of households rent · ND 37%
29
renter households
$836
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Dickey County, ND): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

1 new home permitted in 2025

Builders were permitted 1 new home in Kulm in 2025. Over the past 10 years, Kulm has permitted 4 homes in all.

Single-family
01234 200020052010201520202025
1
new homes permitted in 2025
2
2026 so far (Jan–Aug)
4
homes in the past 10 years
Homes vs. people, 2010–2020
Residents+14
New homes+5

Between the 2010 and 2020 censuses, Kulm gained 14 residents while 5 new homes were permitted: about 2.8 new residents per new home. Building and growth moved roughly in step. Across North Dakota: 1.7 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)220$600,000
2025110$300,000
2024000—
2023000—
2022000—
2021000—
2020000—
2019000—
2018000—
2017220$453,000
2016110$450,000
2015110$500,000
2014110$580,000
2013000—
2012000—
2011000—
2010000—
2009000—
2008000—
2007110$115,000
2006110$115,000
2005110$115,000
2004110$115,000
2003110$115,000
2002110$120,000
2001110$120,000
2000440$360,000

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

The homes

84% of Kulm households own their home

Half of Kulm’s homes were built before 1958.

Owners and renters
Own 84%Rent 16%

North Dakota: 63% own.

1958
typical home built · ND 1982
$1,322
median property tax bill · ND $2,468
13%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

On the market in Kulm

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What Kulm buyers, sellers and renters are saying.

Town Square →
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Is Kulm still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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