Natural hazards · Homestead

Homestead, ND natural hazards

Most of the natural-hazard damage FEMA expects in Homestead comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Homestead?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Homestead to be higher than in 26% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves38%Inland flooding30%Tornadoes11%Hail10%Strong wind5%Everything else6%

By hazard

What Homestead faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

38% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 17 times a year in the area

Inland flooding

30% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Hail

10% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 4 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Homestead flood?

FEMA's records show no paid flood insurance claims in Homestead.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Homestead isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Richland County.

Disasters that hit Homestead

Federal disasters declared here

None of the disasters declared for Richland County shows FEMA aid or repair money reaching Homestead itself in FEMA’s records.

Brought FEMA money into HomesteadDeclared for Richland County only

Richland County has had 32 natural disasters declared since 1953, most often floods and severe storms.

Around Homestead

Homestead and the towns around it

Very lowLowModerateHighVery high

Homesteadmostly cold wavesLow

West Endmostly cold wavesLow

Garborgmostly cold wavesLow

Antelopemostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Homestead is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Homestead’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Homestead. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.