Natural hazards · Haven

Haven, ND natural hazards

Most of the natural-hazard damage FEMA expects in Haven comes from cold waves, and overall the risk is high for a U.S. community. Flood insurance has paid 9 claims here since 1997.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Haven?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Haven to be higher than in 65% of U.S. communities, mostly from cold waves and strong winds.

Cold waves40%Strong wind23%Inland flooding13%Hail9%Tornadoes5%Everything else9%

By hazard

What Haven faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

40% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 20 times a year in the area

Strong wind

23% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

13% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about once every 4 years in the area

Hail

9% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

5% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 3 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Haven flood?

Every paid claim on a federal flood insurance policy in Haven, from FEMA’s records.

9paid claims since 1997

$84Kpaid to owners

0homes flooded more than once

19972026

Biggest named events

Late spring storms: 2 claims, $15K
Severe flooding: 1 claim, $10K

of all homes
are insured

No community discount. Haven isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Foster County.

Disasters that hit Haven

Federal disasters declared here

None of the disasters declared for Foster County shows FEMA aid or repair money reaching Haven itself in FEMA’s records.

Brought FEMA money into HavenDeclared for Foster County only

Foster County has had 20 natural disasters declared since 1953, most often floods and severe storms.

Around Haven

Haven and the towns around it

Very lowLowModerateHighVery high

Havenmostly cold wavesHigh

Rolling Prairiemostly cold wavesHigh

Bucephaliamostly cold wavesHigh

Larrabeemostly cold wavesHigh

Rose Hillmostly cold wavesHigh

McKinnonmostly cold wavesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Haven covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Haven’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Haven. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Haven total about $3.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.