Natural hazards · Harriet-Lein

Harriet-Lein, ND natural hazards

Most of the natural-hazard damage FEMA expects in Harriet-Lein comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Harriet-Lein?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Harriet-Lein to be higher than in 79% of U.S. communities, mostly from inland flooding and hail.

Inland flooding36%Hail26%Cold waves23%Tornadoes6%Everything else10%

By hazard

What Harriet-Lein faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Hail

26% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Cold waves

23% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 17 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 4 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Harriet-Lein flood?

FEMA's records show no paid flood insurance claims in Harriet-Lein.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Harriet-Lein isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Burleigh County.

Disasters that hit Harriet-Lein

Federal disasters declared here

None of the disasters declared for Burleigh County shows FEMA aid or repair money reaching Harriet-Lein itself in FEMA’s records.

Brought FEMA money into Harriet-LeinDeclared for Burleigh County only

Burleigh County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Harriet-Lein

Harriet-Lein and the towns around it

Very lowLowModerateHighVery high

Harriet-Leinmostly inland floodingHigh

Wingmostly inland floodingHigh

Clear Lakemostly cold wavesHigh

Chestinamostly cold wavesHigh

Tuttlemostly cold wavesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Harriet-Lein is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Harriet-Lein’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Harriet-Lein. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.