Natural hazards · Halliday

Halliday, ND natural hazards

Most of the natural-hazard damage FEMA expects in Halliday comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Halliday?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Halliday to be higher than in 59% of U.S. communities, mostly from inland flooding and hail.

Inland flooding26%Hail22%Cold waves21%Wildfire13%Tornadoes7%Everything else12%

By hazard

What Halliday faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

26% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once every 2 years in the area

Hail

22% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Cold waves

21% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 14 times a year in the area

Wildfire

13% of expected damage

Well above average · higher than 97% of U.S. places

Tornadoes

7% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 2 years in the area

Lower here

Ice stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Halliday flood?

Every paid claim on a federal flood insurance policy in Halliday, from FEMA’s records.

1paid claims since 1979

$893paid to owners

0homes flooded more than once

19792026

Biggest named events

Not a named storm: 1 claim, $893

of all homes
are insured

No community discount. Halliday isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dunn County.

Disasters that hit Halliday

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Halliday itself: aid to households, or repair grants to the City of Halliday.

Brought FEMA money into HallidayDeclared for Dunn County only

2005

Severe Winter Storm and Record And/Or Near Record Snow

$4K to the City of Halliday for repairs

Dunn County has had 16 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Halliday is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Halliday’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Halliday. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.