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Housing in Gilby

A typical Gilby home is worth roughly $110,000

Typical home value
$110K
ND $292K
Estimate
2-bedroom rent
$1,170
a month, utilities in · HUD
Median tax bill
$1,259
ND $2,468

What kind of housing town is Gilby?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Gilby

Try your own numbers below.

You could afford about
$296,000
Typical Gilby home $110K

That covers a typical Gilby home, with $186K to spare.

The typical home, each month
$670
Loan $550Tax $90Insurance $30

A two-bedroom rents for about $1,170 a month here, $500 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the North Dakota typical property tax (0.99% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

96% of Gilby households own their home

Half of Gilby’s homes were built before 1955.

Owners and renters
Own 96%Rent 4%

North Dakota: 63% own.

1955
typical home built · ND 1982
$1,259
median property tax bill · ND $2,468

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $1,170

Fair Market Rent a month, utilities included

Studio$930
1 bedroom$930
2 bedrooms$1,170
3 bedrooms$1,630
4 bedrooms$1,960
4%
of households rent · ND 37%
4
renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Grand Forks, ND-MN MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Neighbors talk housing

What Gilby buyers, sellers and renters are saying.

Town Square →
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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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