Natural hazards · Frontier

Frontier, ND natural hazards

Most of the natural-hazard damage FEMA expects in Frontier comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Frontier?

77
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Frontier to be higher than in 77% of U.S. communities, mostly from inland flooding.

Inland flooding62%Cold waves11%Tornadoes10%Strong wind6%Everything else12%
By hazard

What Frontier faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 2 times a year in the area

Cold waves

11% of expected damage
Above average · higher than 71% of U.S. places
Recorded about 19 times a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 95% of U.S. places

Strong wind

6% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Frontier flood?

FEMA's records show no paid flood insurance claims in Frontier.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Frontier isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cass County.
Disasters that hit Frontier

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Frontier itself: aid to households, or repair grants to the City of Frontier.

Brought FEMA money into FrontierDeclared for Cass County only
2010

Flooding

$2K to the City of Frontier for repairs
Cass County has had 30 natural disasters declared since 1953, most often floods and severe storms.
Around Frontier

Frontier and the towns around it

Stanley: Moderate, mostly inland floodingFargo: Moderate, mostly inland floodingKurtz: Very high, mostly inland floodingHorace: Moderate, mostly inland floodingPleasant: High, mostly inland floodingBriarwood: Moderate, mostly inland floodingWarren: High, mostly inland floodingHoly Cross: Very high, mostly inland floodingMoorhead: High, mostly inland floodingReed: High, mostly inland floodingWest Fargo: Low, mostly inland floodingMoorhead: Very high, mostly inland floodingOakport: Very high, mostly inland floodingHarwood: High, mostly inland floodingFrontier: High, mostly inland flooding FrontierStanleyFargo
Very lowLowModerateHighVery high
Frontiermostly inland floodingHigh
Fargomostly inland floodingModerate
Stanleymostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Frontier is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Frontier’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Frontier. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01