Natural hazards · Flasher

Flasher, ND natural hazards

Most of the natural-hazard damage FEMA expects in Flasher comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Flasher?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Flasher to be higher than in 77% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding35%Cold waves22%Hail20%Tornadoes8%Everything else16%

By hazard

What Flasher faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Cold waves

22% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 14 times a year in the area

Hail

20% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 3 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Flasher flood?

Every paid claim on a federal flood insurance policy in Flasher, from FEMA’s records.

3paid claims since 1978

$763paid to owners

0homes flooded more than once

19782026

Biggest named events

Not a named storm: 1 claim, $270

of homes in flood zones
are insured

of all homes
are insured

No community discount. Flasher isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morton County.

Disasters that hit Flasher

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Flasher itself: aid to households, or repair grants to the City of Flasher.

Brought FEMA money into FlasherDeclared for Morton County only

2013

Severe Winter Storm

$12K to the City of Flasher for repairs

2009

Severe Storms and Flooding

5 households applied for aid $13K aid approved

Morton County has had 23 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Flasher is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Flasher’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Flasher. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.