TownTapestry
Sign inJoin
FingalGood night
Natural hazards · Fingal

Fingal, ND natural hazards

Most of the natural-hazard damage FEMA expects in Fingal comes from cold waves, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fingal?

53
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fingal to be higher than in 53% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves40%Inland flooding21%Strong wind13%Hail13%Tornadoes6%Everything else7%
By hazard

What Fingal faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

40% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 20 times a year in the area

Inland flooding

21% of expected damage
Below average · higher than 48% of U.S. places
Recorded about once a year in the area

Strong wind

13% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 2 times a year in the area

Hail

13% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

6% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once every 2 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fingal flood?

FEMA's records show no paid flood insurance claims in Fingal.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Fingal isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Barnes County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Fingal

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fingal itself: aid to households, or repair grants to the City of Fingal.

Brought FEMA money into FingalDeclared for Barnes County only
2011

Flooding

10 households applied for aid $8K aid approved
2009

Severe Storms and Flooding

13 households applied for aid $12K aid approved $2K to the City of Fingal for repairs
2007

Severe Storms and Flooding

$18K to the City of Fingal for repairs
2001

Severe Storms, Flooding, & Ground Saturation

$29K to the City of Fingal for repairs
1999

Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, and Tor

$2K to the City of Fingal for repairs
Barnes County has had 30 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fingal is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Fingal’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fingal. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Fingal, NDView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Fingal is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map