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Natural hazards · Fairmount

Fairmount, ND natural hazards

Most of the natural-hazard damage FEMA expects in Fairmount comes from cold waves, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fairmount?

44
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairmount to be higher than in 44% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves40%Inland flooding32%Hail11%Tornadoes8%Everything else9%
By hazard

What Fairmount faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

40% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 17 times a year in the area

Inland flooding

32% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 2 times a year in the area

Hail

11% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

8% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once every 6 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fairmount flood?

FEMA's records show no paid flood insurance claims in Fairmount.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Fairmount isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Richland County.
Disasters that hit Fairmount

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fairmount itself: aid to households, or repair grants to the City of Fairmount.

Brought FEMA money into FairmountDeclared for Richland County only
2011

Flooding

4 households applied for aid $2K aid approved
2009

Severe Storms and Flooding

8 households applied for aid $8K to the City of Fairmount for repairs
2006

Severe Storms, Flooding, and Ground Saturation

$21K to the City of Fairmount for repairs
2005

Severe Winter Storm

$67K to the City of Fairmount for repairs
2005

Severe Storms, Flooding, and Ground Saturation

$2K to the City of Fairmount for repairs
1999

Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, and Tor

$13K to the City of Fairmount for repairs
Richland County has had 32 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairmount is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Fairmount’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fairmount. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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