Natural hazards · Enderlin

Enderlin, ND natural hazards

Most of the natural-hazard damage FEMA expects in Enderlin comes from cold waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 11 claims here since 1978. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Enderlin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Enderlin to be higher than in 52% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves42%Inland flooding21%Strong wind11%Hail9%Tornadoes7%Everything else10%

By hazard

What Enderlin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

42% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 17 times a year in the area

Inland flooding

21% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Strong wind

11% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 2 times a year in the area

Hail

9% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 6 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Enderlin flood?

Every paid claim on a federal flood insurance policy in Enderlin, from FEMA’s records.

11paid claims since 1978

$40Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Not a named storm: 2 claims, $10K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Enderlin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ransom County.

Disasters that hit Enderlin

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Enderlin itself: aid to households, or repair grants to the City of Enderlin.

Brought FEMA money into EnderlinDeclared for Ransom County only

2025

Severe Storm, Tornadoes, and Straight-Line Winds

$12K to the City of Enderlin for repairs

2011

Flooding

2 households applied for aid $2K aid approved $20K to the City of Enderlin for repairs

2010

Flooding

$39K to the City of Enderlin for repairs

2009

Severe Storms and Flooding

18 households applied for aid $14K aid approved $290K to the City of Enderlin for repairs

2007

Severe Storms and Flooding

$14K to the City of Enderlin for repairs

2005

Severe Storms, Flooding, and Ground Saturation

$3K to the City of Enderlin for repairs

2001

Severe Storms, Flooding, & Ground Saturation

$3K to the City of Enderlin for repairs

2000

Severe Storms, Flooding and Ground Saturation

$9K to the City of Enderlin for repairs

Ransom County has had 32 natural disasters declared since 1953, most often floods and severe storms.

Around Enderlin

Enderlin and the towns around it

Very lowLowModerateHighVery high

Libertymostly cold wavesHigh

Enderlinmostly cold wavesModerate

Pontiacmostly strong windsLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Enderlin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Enderlin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Enderlin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.