Natural hazards · Elliott

Elliott, ND natural hazards

Most of the natural-hazard damage FEMA expects in Elliott comes from cold waves, and overall the risk is high for a U.S. community. Flood insurance has paid 13 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Elliott?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elliott to be higher than in 71% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves36%Inland flooding22%Strong wind14%Hail12%Ice storms7%Tornadoes5%Everything else4%

By hazard

What Elliott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

36% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 17 times a year in the area

Inland flooding

22% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Strong wind

14% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Hail

12% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Ice storms

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

5% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 3 years in the area

Lower here

Winter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Elliott flood?

Every paid claim on a federal flood insurance policy in Elliott, from FEMA’s records.

13paid claims since 1979

$133Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Elliott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ransom County.

Disasters that hit Elliott

Federal disasters declared here

None of the disasters declared for Ransom County shows FEMA aid or repair money reaching Elliott itself in FEMA’s records.

Brought FEMA money into ElliottDeclared for Ransom County only

Ransom County has had 32 natural disasters declared since 1953, most often floods and severe storms.

Around Elliott

Elliott and the towns around it

Very lowLowModerateHighVery high

Elliottmostly cold wavesHigh

Island Parkmostly cold wavesHigh

Springermostly cold wavesHigh

Hansonmostly cold wavesHigh

Alleghanymostly cold wavesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elliott covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Elliott’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Elliott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Elliott total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.