Natural hazards · Dwight

Dwight, ND natural hazards

Most of the natural-hazard damage FEMA expects in Dwight comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1997.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dwight?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dwight to be higher than in 22% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves37%Inland flooding31%Tornadoes15%Winter weather6%Strong wind5%Everything else6%

By hazard

What Dwight faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

37% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 17 times a year in the area

Inland flooding

31% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 95% of U.S. places

Winter weather

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 24 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Lower here

HailIce stormsHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dwight flood?

Every paid claim on a federal flood insurance policy in Dwight, from FEMA’s records.

6paid claims since 1997

$28Kpaid to owners

0homes flooded more than once

19972026

Biggest named events

Winter storm: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dwight isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Richland County.

Disasters that hit Dwight

Federal disasters declared here

None of the disasters declared for Richland County shows FEMA aid or repair money reaching Dwight itself in FEMA’s records.

Brought FEMA money into DwightDeclared for Richland County only

Richland County has had 32 natural disasters declared since 1953, most often floods and severe storms.

Around Dwight

Dwight and the towns around it

Very lowLowModerateHighVery high

Connellymostly inland floodingHigh

Centermostly cold wavesModerate

Wahpetonmostly cold wavesLow

Abercrombiemostly cold wavesLow

Ibsenmostly cold wavesLow

Dwightmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dwight covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Dwight’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Dwight. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dwight total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.