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Natural hazards · Drayton

Drayton, ND natural hazards

Most of the natural-hazard damage FEMA expects in Drayton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 79 claims here since 1978. 15 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Drayton?

79
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Drayton to be higher than in 79% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves27%Everything else17%
By hazard

What Drayton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 2 times a year in the area

Cold waves

27% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 23 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Drayton flood?

Every paid claim on a federal flood insurance policy in Drayton, from FEMA’s records.

79paid claims since 1978
$341Kpaid to owners
1homes flooded more than once
19782026

Biggest named events

  • Not a named storm: 19 claims, $72K
  • Severe flooding: 1 claim, $598

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Drayton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pembina County.

What’s been done with FEMA grants

17flood-prone properties bought out and cleared
Disasters that hit Drayton

15 federal disasters brought FEMA money here

Disasters the President declared that paid out in Drayton itself: aid to households, or repair grants to the City of Drayton.

Brought FEMA money into DraytonDeclared for Pembina County only
2023

Flooding

$50K to the City of Drayton for repairs
2022

Severe Winter Storm and Flooding

$95K to the City of Drayton for repairs
2020

Flooding

$39K to the City of Drayton for repairs
2019

Flooding

$41K to the City of Drayton for repairs
2013

Flooding

$24K to the City of Drayton for repairs
2011

Flooding

$59K to the City of Drayton for repairs
2010

Flooding

$33K to the City of Drayton for repairs
2009

Severe Storms and Flooding

11 households applied for aid $460 aid approved $59K to the City of Drayton for repairs
2006

Severe Storms, Flooding, and Ground Saturation

$20K to the City of Drayton for repairs
2005

Severe Storms, Flooding, and Ground Saturation

$3K to the City of Drayton for repairs
2004

Severe Storms, Flooding, and Ground Saturation

$7K to the City of Drayton for repairs
2002

Severe Storms, Flooding and Tornadoes

$2K to the City of Drayton for repairs
2001

Severe Storms, Flooding, & Ground Saturation

$25K to the City of Drayton for repairs
2000

Severe Storms, Flooding and Ground Saturation

$6K to the City of Drayton for repairs
1999

Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, and Tor

$30K to the City of Drayton for repairs
Pembina County has had 32 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Drayton is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Drayton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Drayton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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