Natural hazards · Divide

Divide, ND natural hazards

Most of the natural-hazard damage FEMA expects in Divide comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Divide?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Divide to be higher than in 30% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves54%Inland flooding17%Hail8%Strong wind7%Tornadoes6%Everything else9%

By hazard

What Divide faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

54% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 17 times a year in the area

Inland flooding

17% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once every 2 years in the area

Hail

8% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

6% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 11 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Divide flood?

FEMA's records show no paid flood insurance claims in Divide.

Disasters that hit Divide

Federal disasters declared here

None of the disasters declared for Dickey County shows FEMA aid or repair money reaching Divide itself in FEMA’s records.

Brought FEMA money into DivideDeclared for Dickey County only

Dickey County has had 28 natural disasters declared since 1953, most often floods and severe storms.

Around Divide

Divide and the towns around it

Very lowLowModerateHighVery high

Isleymostly cold wavesHigh

Denvermostly cold wavesLow

Clementmostly cold wavesLow

Dividemostly cold wavesLow

Bear Creekmostly cold wavesLow

James River Valleymostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Divide is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Divide’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Divide. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.