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Natural hazards · Deering

Deering, ND natural hazards

Most of the natural-hazard damage FEMA expects in Deering comes from wildfires, and overall the risk is very low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Deering?

14
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Deering to be higher than in 14% of U.S. communities, mostly from wildfires and cold waves.

Wildfire26%Cold waves26%Inland flooding22%Tornadoes7%Winter weather7%Ice storms5%Everything else7%
By hazard

What Deering faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

26% of expected damage
Well above average · higher than 97% of U.S. places

Cold waves

26% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 22 times a year in the area

Inland flooding

22% of expected damage
Well below average · higher than 2% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

7% of expected damage
Above average · higher than 57% of U.S. places
Recorded about once every 3 years in the area

Winter weather

7% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 21 times a year in the area

Ice storms

5% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 2 years in the area

Lower here

HailHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Deering flood?

FEMA's records show no paid flood insurance claims in Deering.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Deering isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: McHenry County.
Disasters that hit Deering

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Deering itself: aid to households, or repair grants to the City of Deering.

Brought FEMA money into DeeringDeclared for McHenry County only
2014

Severe Storms and Flooding

$22K to the City of Deering for repairs
2011

Flooding

15 households applied for aid $25K aid approved $5K to the City of Deering for repairs
2009

Severe Storms and Flooding

2 households applied for aid $1K aid approved
2004

Snow

$801 to the City of Deering for repairs
2001

Severe Storms, Flooding, & Ground Saturation

$3K to the City of Deering for repairs
McHenry County has had 29 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Deering is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Deering’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Deering. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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