Natural hazards · Deepwater

Deepwater, ND natural hazards

Most of the natural-hazard damage FEMA expects in Deepwater comes from cold waves, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Deepwater?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Deepwater to be higher than in 15% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves44%Inland flooding18%Hail10%Strong wind8%Tornadoes7%Wildfire5%Everything else8%

By hazard

What Deepwater faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

44% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 19 times a year in the area

Inland flooding

18% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about once every 2 years in the area

Hail

10% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 8 years in the area

Wildfire

5% of expected damage

Well above average · higher than 94% of U.S. places

Lower here

Ice stormsWinter weatherHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Deepwater flood?

FEMA's records show no paid flood insurance claims in Deepwater.

of all homes
are insured

No community discount. Deepwater isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McLean County.

Disasters that hit Deepwater

Federal disasters declared here

None of the disasters declared for McLean County shows FEMA aid or repair money reaching Deepwater itself in FEMA’s records.

Brought FEMA money into DeepwaterDeclared for McLean County only

McLean County has had 22 natural disasters declared since 1953, most often severe storms and floods.

Around Deepwater

Deepwater and the towns around it

Very lowLowModerateHighVery high

Roseglenmostly cold wavesLow

Deepwatermostly cold wavesVery low

Amundsvillemostly cold wavesVery low

Loquemontmostly cold wavesVery low

Cremervillemostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Deepwater is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Deepwater’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Deepwater. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.