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Housing in Crosby

A typical Crosby home is worth roughly $115,000

No new homes were permitted in 2025.

Typical home value
$115K
ND $292K
Estimate
2-bedroom rent
$1,540
a month, utilities in · HUD
Median tax bill
$1,000
ND $2,468

What kind of housing town is Crosby?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 1.4 years of income

Less than across North Dakota (3.8 years). Try your own numbers below.

You could afford about
$325,000
Typical Crosby home $115K

That covers a typical Crosby home, with $209K to spare.

The typical home, each month
$690
Loan $570Tax $80Insurance $30

A two-bedroom rents for about $1,540 a month here, $850 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Crosby’s typical property tax (0.87% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,540

Renters already here pay a median of $900, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$1,230
1 bedroom$1,240
2 bedrooms$1,540
3 bedrooms$1,850
4 bedrooms$2,580
30%
of households rent · ND 37%
130
renter households
12%
of renters spend 30%+ of income on rent · ND 39%
22%
of the median income, for a two-bedroom
$900
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Divide County, ND): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2025

No permits for new homes were issued in Crosby in 2025. The last year with any was 2016 (10 new homes).

Single-family2+ homes per building
020406080 200020052010201520202025
0
new homes permitted in 2025
0
2026 so far (Jan–Aug)
10
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−5
New homes+187

Between the 2010 and 2020 censuses, Crosby's population fell by 5 even though 187 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across North Dakota: 1.7 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024000—
2023000—
2022000—
2021000—
2020000—
2019000—
2018000—
2017000—
201610010$918,000
2015000—
201422121$2.1 million
201324024$1.9 million
2012511536$4.6 million
2011662640$5.8 million
20101486$1.6 million
2009220$405,000
2008000—
2007110$200,000
2006404$130,000
2005000—
2004000—
2003000—
2002110$80,000
2001000—
2000000—

Crosby's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

The homes

70% of Crosby households own their home

Half of Crosby’s homes were built before 1973.

Owners and renters
Own 70%Rent 30%

North Dakota: 63% own.

1973
typical home built · ND 1982
$1,000
median property tax bill · ND $2,468
0.87%
of a home’s value, a year in tax · ND 0.99%
9%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Neighbors talk housing

What Crosby buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Crosby still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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