Natural hazards · Creel

Creel, ND natural hazards

Most of the natural-hazard damage FEMA expects in Creel comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 186 claims here since 1995.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Creel?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Creel to be higher than in 20% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves29%Inland flooding23%Strong wind13%Winter weather7%Tornadoes7%Hail7%Everything else14%

By hazard

What Creel faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

29% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 24 times a year in the area

Inland flooding

23% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about 2 times a year in the area

Strong wind

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Winter weather

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 21 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 67 years in the area

Hail

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Lower here

Heat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Creel flood?

Every paid claim on a federal flood insurance policy in Creel, from FEMA’s records.

186paid claims since 1995

$15.6Mpaid to owners

5homes flooded more than once

19952026

Biggest named events

Late spring storms: 4 claims, $172K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times

of all homes
are insured

No community discount. Creel isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ramsey County.

Disasters that hit Creel

Federal disasters declared here

None of the disasters declared for Ramsey County shows FEMA aid or repair money reaching Creel itself in FEMA’s records.

Brought FEMA money into CreelDeclared for Ramsey County only

Ramsey County has had 24 natural disasters declared since 1953, most often floods and severe storms.

Around Creel

Creel and the towns around it

Very lowLowModerateHighVery high

Missionmostly cold wavesHigh

Poplar Grovemostly cold wavesLow

South Minnewaukanmostly cold wavesLow

North Creelmostly cold wavesLow

Devils Lakemostly cold wavesLow

Creelmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Creel covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Creel’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Creel. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Creel total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.