Natural hazards · Coburn

Coburn, ND natural hazards

Most of the natural-hazard damage FEMA expects in Coburn comes from cold waves, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coburn?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coburn to be higher than in 52% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves42%Inland flooding21%Strong wind11%Hail9%Tornadoes7%Everything else10%

By hazard

What Coburn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

42% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 17 times a year in the area

Inland flooding

21% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Strong wind

11% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 2 times a year in the area

Hail

9% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 6 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coburn flood?

FEMA's records show no paid flood insurance claims in Coburn.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coburn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ransom County.

Disasters that hit Coburn

Federal disasters declared here

None of the disasters declared for Ransom County shows FEMA aid or repair money reaching Coburn itself in FEMA’s records.

Brought FEMA money into CoburnDeclared for Ransom County only

Ransom County has had 32 natural disasters declared since 1953, most often floods and severe storms.

Around Coburn

Coburn and the towns around it

Very lowLowModerateHighVery high

Helendalemostly inland floodingModerate

Coburnmostly cold wavesModerate

Greenemostly cold wavesModerate

Owegomostly cold wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coburn is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Coburn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Coburn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.