Natural hazards · Center

Center, ND natural hazards

Most of the natural-hazard damage FEMA expects in Center comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Center?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Center to be higher than in 86% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding55%Cold waves20%Hail10%Tornadoes5%Everything else10%

By hazard

What Center faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 3 years in the area

Cold waves

20% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 15 times a year in the area

Hail

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 4 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Center flood?

Every paid claim on a federal flood insurance policy in Center, from FEMA’s records.

2paid claims since 1979

$385paid to owners

0homes flooded more than once

19792026

Biggest named events

Not a named storm: 2 claims, $385

of all homes
are insured

No community discount. Center isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oliver County.

Disasters that hit Center

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Center itself: aid to households, or repair grants to the City of Center.

Brought FEMA money into CenterDeclared for Oliver County only

2009

Severe Storms and Flooding

11 households applied for aid $5K aid approved $19K to the City of Center for repairs

Oliver County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Center is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Center’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Center. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.