Natural hazards · Cavalier

Cavalier, ND natural hazards

Most of the natural-hazard damage FEMA expects in Cavalier comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 11 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cavalier?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cavalier to be higher than in 24% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding34%Cold waves31%Ice storms7%Hail5%Everything else23%

By hazard

What Cavalier faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 2 times a year in the area

Cold waves

31% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 23 times a year in the area

Ice storms

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 3 years in the area

Hail

5% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cavalier flood?

Every paid claim on a federal flood insurance policy in Cavalier, from FEMA’s records.

11paid claims since 1979

$136Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Not a named storm: 3 claims, $20K
Late spring storms: 1 claim, $8K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cavalier isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pembina County.

What’s been done with FEMA grants

4flood-prone properties bought out and cleared

Disasters that hit Cavalier

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cavalier itself: aid to households, or repair grants to the City of Cavalier.

Brought FEMA money into CavalierDeclared for Pembina County only

2022

Severe Winter Storm and Flooding

$86K to the City of Cavalier for repairs

2013

Flooding

$75K to the City of Cavalier for repairs

2009

Severe Storms and Flooding

30 households applied for aid $34K aid approved

2005

Severe Storms, Flooding, and Ground Saturation

$19K to the City of Cavalier for repairs

2004

Severe Storms, Flooding, and Ground Saturation

$15K to the City of Cavalier for repairs

1999

Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, and Tor

$6K to the City of Cavalier for repairs

Pembina County has had 32 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cavalier is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cavalier’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cavalier. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Cavalier, ND natural hazards

How exposed is Cavalier?

What Cavalier faces

Inland flooding

Cold waves

Ice storms

Hail

Lower here

Not a risk here

Does Cavalier flood?

Biggest named events

What’s been done with FEMA grants

6 federal disasters brought FEMA money here

Severe Winter Storm and Flooding

Flooding

Severe Storms and Flooding

Severe Storms, Flooding, and Ground Saturation

Severe Storms, Flooding, and Ground Saturation

Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, and Tor

How to read this page

Where to, neighbor?

Matches

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