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Natural hazards · Casselton

Casselton, ND natural hazards

Most of the natural-hazard damage FEMA expects in Casselton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Casselton?

50
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Casselton to be higher than in 50% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding27%Strong wind27%Hail16%Cold waves16%Tornadoes9%Everything else6%
By hazard

What Casselton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage
Below average · higher than 46% of U.S. places
Recorded about 2 times a year in the area

Strong wind

27% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 3 times a year in the area

Hail

16% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 4 times a year in the area

Cold waves

16% of expected damage
Above average · higher than 71% of U.S. places
Recorded about 19 times a year in the area

Tornadoes

9% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 5 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Casselton flood?

Every paid claim on a federal flood insurance policy in Casselton, from FEMA’s records.

4paid claims since 1979
$28Kpaid to owners
0homes flooded more than once
19792026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Casselton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cass County.
Disasters that hit Casselton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Casselton itself: aid to households, or repair grants to the City of Casselton.

Brought FEMA money into CasseltonDeclared for Cass County only
2011

Flooding

$5K to the City of Casselton for repairs
2010

Flooding

$3K to the City of Casselton for repairs
2009

Severe Storms and Flooding

3 households applied for aid $513 aid approved $31K to the City of Casselton for repairs
2006

Severe Storms, Flooding, and Ground Saturation

$793 to the City of Casselton for repairs
2001

Severe Storms, Flooding, & Ground Saturation

$10K to the City of Casselton for repairs
2000

Severe Storms, Flooding and Ground Saturation

$10K to the City of Casselton for repairs
Cass County has had 30 natural disasters declared since 1953, most often floods and severe storms.
Around Casselton

Casselton and the towns around it

Everest: Moderate, mostly inland floodingCasselton: Moderate, mostly inland floodingDurbin: Moderate, mostly inland floodingGill: Moderate, mostly inland floodingMaple River: High, mostly inland floodingWheatland: Moderate, mostly inland floodingHarmony: Moderate, mostly inland floodingRush River: Moderate, mostly inland floodingAmenia: Moderate, mostly inland floodingCasselton: Moderate, mostly inland flooding CasseltonEverestCasselton
Very lowLowModerateHighVery high
Casseltonmostly inland floodingModerate
Everestmostly inland floodingModerate
Casseltonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Casselton is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Casselton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Casselton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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