Natural hazards · Carbondale

Carbondale, ND natural hazards

Most of the natural-hazard damage FEMA expects in Carbondale comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carbondale?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carbondale to be higher than in 10% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves51%Inland flooding23%Tornadoes7%Winter weather6%Hail5%Everything else9%

By hazard

What Carbondale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

51% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 21 times a year in the area

Inland flooding

23% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 8 years in the area

Winter weather

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 20 times a year in the area

Hail

5% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Lower here

Ice stormsHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carbondale flood?

Every paid claim on a federal flood insurance policy in Carbondale, from FEMA’s records.

5paid claims since 2011

$69Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Late spring storms: 4 claims, $64K

of all homes
are insured

No community discount. Carbondale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ward County.

Disasters that hit Carbondale

Federal disasters declared here

None of the disasters declared for Ward County shows FEMA aid or repair money reaching Carbondale itself in FEMA’s records.

Brought FEMA money into CarbondaleDeclared for Ward County only

Ward County has had 24 natural disasters declared since 1953, most often floods and severe storms.

Around Carbondale

Carbondale and the towns around it

Very lowLowModerateHighVery high

Lowlandmostly cold wavesVery low

Carbondalemostly cold wavesVery low

Greenbushmostly cold wavesVery low

Reemostly cold wavesVery low

White Ashmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carbondale covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Carbondale’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Carbondale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Carbondale total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.