Natural hazards · Bowen

Bowen, ND natural hazards

Most of the natural-hazard damage FEMA expects in Bowen comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bowen?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bowen to be higher than in 33% of U.S. communities, mostly from cold waves and hail.

Cold waves38%Hail19%Strong wind17%Inland flooding12%Ice storms6%Everything else9%

By hazard

What Bowen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

38% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 17 times a year in the area

Hail

19% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 4 times a year in the area

Strong wind

17% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

12% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about once a year in the area

Ice storms

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bowen flood?

FEMA's records show no paid flood insurance claims in Bowen.

of all homes
are insured

No community discount. Bowen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sargent County.

Disasters that hit Bowen

Federal disasters declared here

None of the disasters declared for Sargent County shows FEMA aid or repair money reaching Bowen itself in FEMA’s records.

Brought FEMA money into BowenDeclared for Sargent County only

Sargent County has had 29 natural disasters declared since 1953, most often floods and severe storms.

Around Bowen

Bowen and the towns around it

Very lowLowModerateHighVery high

Formanmostly cold wavesModerate

Bowenmostly cold wavesLow

Whitestone Hillmostly cold wavesLow

Harlemmostly cold wavesLow

Dunbarmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bowen is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bowen’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bowen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.